Stephen GardnerThe upside of interestMost Americans are not saving as diligently as they should. Before the great recession the national average savings rate was -1%, meaning…5 min read·May 10, 2019----
Stephen GardnerRipped off by bad annuity?I want to share a recent experience I took lead on where I learned of a man being ripped off by a variable annuity. This is kind of a sad…4 min read·May 2, 2019----
Stephen GardnerWill the next Trump headline sink your retirement funds?If this picture hasn’t been seen yet, I’m sure the New Yorker or Times magazine will provide this conclusion soon. Imagine a picture of…3 min read·May 30, 2017----
Stephen GardnerIf you can’t beat them, join them.I have always loved the saying, If you can’t beat’em, join’em. It doesn’t apply in all areas of life, but in some cases it may make more…4 min read·Apr 6, 2017----
Stephen GardnerJelly Bean Jars, The Banks And Your MoneyHow often do you physically go to the bank these days? With the invention of online banking and cell phones, all your banking can now be…3 min read·Apr 4, 2017----
Stephen GardnerHow Peyton Manning’s Leadership Tips Apply To Managing Your MoneyRecently I had the opportunity to go to a private leadership training seminar where winning Super Bowl quarterback Peyton Manning was the…4 min read·Mar 31, 2017----
Stephen GardnerWhich side of ridiculous are you on?I read a lot because I love to learn. Reading allows us to leverage other people’s experience and insight to improve our own lives. Most…4 min read·Mar 10, 2017----
Stephen GardnerShould money be split between investment worlds?Elon Musk of Tesla would have you believe that the future of earth rests in the stars or a new settlement on Mars. These are not the worlds…4 min read·Mar 6, 2017----
Stephen GardnerIs your save jar broken?Recently I saw a friend on Facebook post something so simple and yet so profound, it nearly captured the financial woes of our country and…4 min read·Jan 27, 2017----
Stephen GardnerFinancial lessons from Donald Trump to maximize your retirementWhether you hate The Donald or love him, you are stuck with him for at least 4 years. You at least have to admire his tenacity and drive…5 min read·Dec 27, 2016----